Certification In Online Financial Planning & Wealth Management

• 24 + Hours of Live Interactive Sessions
• 12 Supplementary Study Materials
• Full-Length Test
• Certificate of Completion

This financial planner certification course is a combination of pre-loaded chapter-wise presentations (PDFs) + recordings of live online classes. (to be loaded after the completion of the respective online class)

The finance sector in India is emerging at a fast pace with the growing integration with World Markets. The Financial system is the mirror reflection of the country’s economy. Financial Planning and Wealth Management are the buzzwords in the finance industry & are one of the most prestigious and well-paid professions in the financial services sector. The Financial Advisors are the latest breed of professionals worldwide who through their entrepreneurial practices or while working with banks/ investment advisory companies prepare financial plans for their clients and help them achieve their financial goals.

This wealth management course helps you to understand your financial goals and assists you in growing, managing, and protecting your wealth with its comprehensive course structure.

This certified financial planner course will also help the participants to respond to the challenges posed by the changing nature of the Financial Services Industry. 
Students here will be exposed to the important terms, rules, concepts, principles, and theories related to financial planning & wealth management. It will also provide opportunities for students to apply academic skills practically in their personal life as well as in their careers for their clients.
This is one of the best financial planner certification courses in India that will help you in learning about the process of creating wealth, the methods and instruments involved as well as managing wealth.

• The students can post all their queries in the discussion forum while pursuing the wealth management course.
• They would also be trained to do the financial planning calculations in MS Excel.
• Also, they would be exposed to certain websites on mutual funds, insurance, and the economy where they would be trained to extract and use data selectively for creating wealth.
• The students will get the Certificate of Completion after successfully completing the financial planner certification course.

The following topics have been covered :

Session 1: Introduction to Financial Planning and Wealth Management:

• Savings and Investment
• Role of Financial Planning in our lives
• Six-Step Financial Planning Process
• Goal Planning
• Time Value of Money - Basic and Advanced
• Life Cycle and Wealth Cycle
• Risk Profiling and Asset Allocation
• Systematic Approach to Investing - SIP, STP, SWP, DTP
• Financial Planning landscape in India
• Financial Planning vs. Wealth Management
• Economic Cycles and Indicators
• Interest Rate Views and Money Supply: RBI
• The Deficits: Fiscal, Revenue, Primary, CAD

Session 2: Equity:

• Role of Equity
• Active and Passive Investment
• Returns from Passive Exposure to S&P CNX Nifty
• Sector Exposure and Diversification
• Fundamental v/s Technical Analysis
• Fundamental Valuation Approaches - DDM, DCF, FCF, LV
• P/E, P/BV, EV/EBITDA
• Investment v/s Trading

​Session 3: Debt :

• Role of Debt
• Deposits and Debt Securities
• Valuation of Debt Securities
• Yields and Interest Rate Risk
• Interest Rate and Debt Investments
• Credit Exposures
• Concentration Risk
• Passive Investments in Debt

Session 4: Alternate Asset Classes:

• Gold
• Real Estate
• Concept of Mutual Funds
• Venture Capital / Private Equity Funds
• Hedge Funds
• Structured Products
• Portfolio Management Services (PMS) 

Session 5: Investment Evaluation and Asset Allocation:

• Risk-Return Framework
• Risk-Adjusted Returns - Sharpe's, Treynor's, and Jensen's Ratios
• Factors to consider before choosing an Investment Product
• Risk Profiling
• Why Asset Allocation?
• Strategic vs Tactical Asset Allocation
• Fixed vs Flexible Asset Allocation
• Asset Returns in Equity, Debt, and others

Session 6: Risk Analysis through Insurance and Retirement Planning:

• Risk Assessment
• Life Insurance
• Health Insurance
• HLV vs NBA, How much insurance is needed?
• Retirement Corpus Calculation
• Pension/Annuity Calculation
• NPS - Rules and Importance

Session 7: Elements of Taxation:

• Previous Year and Assessment Year
• 5 heads of income and Gross Total Income
• Income Tax Slabs
• Advance Tax
• Tax Deducted at Source (TDS)
• Exempted Income
• Deductions from Income u/s 80C to 80U
• Long Term and Short Term Capital Gain / Loss
• Speculation Profit / Loss
• Capital Gains Tax exemption under Section 54, 54F, 54EC etc
• Set Off & Carry Forward of Losses and Clubbing of Income

Session 8: Taxation of Investment Products and Estate Planning:

• Dividend Income Tax / Tax on Income Distributed by Mutual Fund
• Securities Transaction Tax (STT)
• Capital Gains Taxation
• Taxation of Fixed Deposits and Fixed Income Products
• Dividend and Growth Options in Mutual Fund schemes
• Basics of Estate Planning
• Succession vs. Interstate Succession
• Nomination
• Power of Attorney
• Inheritance Law
• Types of Will
• Trust Planning

• Students who do not have any/negligible knowledge of Finance
• All employees of Asset Management Companies
• All team members of Financial Products Distribution Company 
• All Software professionals (who only know I.T.)
• All Engineering professionals (who know only engineering)
• All undergoing Graduates / Graduates (in any stream)  – willing to complete their knowledge sphere
• Relationship Managers – Sales/Back Office of all Banks & all Equity Broking Houses 
  Anyone who wants to manage their personal money on their own