How to Withdraw Money from ATM Machine?

by Shruti Agarwal on Banking, Basic Finance

In the hustle and bustle of big things, we often forget the small to do’s of life. However, we should always remember that these small things help us connect to the bigger part of the world. Want to learn about these little things that can help us manage our money? Join our course to gain a Certification in Online Financial Planning & Wealth Management via Elearnmarkets.

We often find this small cabin with a machine inside it called an Automated Teller Machine (ATM). The respective banks where we have our bank accounts provide us with an ATM cum debit card to withdraw cash easily from ATM.

While ATM has become a familiar term, the usage of this machine is still a confusing task for many.

In this article, we have explained the simple procedure to withdrawal cash from an ATM so that next time when you visit an ATM you are well aware of the withdrawal process.

The steps to be followed are as below:

Step 1: Insert ATM Card:

Insert your ATM Card in the ATM machine in the slot as marked in the above diagram.

Step 2: Select Language

Select your language from the language options appearing on the screen(shown in the diagram above)

Step 3: Enter 4-Digit ATM Pin

Use the Keypad(as marked in the diagram)to enter your 4 digit ATM Pin Number.

Do not ever share your ATM Pin with anyone. Ensure that nobody is watching you, while you enter the Pin.

Be careful while entering the Pin, as a wrong PIN may lead to the blockage of the ATM card.

Step 4: Select the type of Transaction:

In the ATM screen, you will be able to see different types of transaction options such as Deposit, Transfer, Withdrawal of Money etc.

For cash withdrawal, you will have to select Withdrawal Option.

Step 5: Select the Type of Account:

After selecting the withrawal option , the screen will display different account types, select your account type.

Step 6: Enter the withdrawal amount:

Now, enter your withdrawal amount.

Make sure that you do not enter a withdrawal amount more than the balance in your account.

Now press enter.

Step 7: Collect the Cash:

Now collect the cash from the lower slot of the machine (as shown in the picture above)

Step 8: Take a printed receipt , if needed

After you collect the cash, you will get an option of whatever you want a printed receipt of the transaction.If you want a printed receipt, click yes and close the transaction.

Step 9: Another Transaction :

If you want to undertake another transaction then select that option.

Withdrawals from an ATM card debit amount from your existing bank account (either savings or current), so when you wish to withdraw, ensure that you have sufficient balance in the account.

withdraw money from atm infographTo understand the steps to withdraw money from ATM in more details, watch the video below

Also Read: 

  1. 4 Safeguards for Failed ATM transaction
  2. Cardless Cash Withdrawal at ATM!

When ATMs first came to India, people used to call them All Time Money or Any Time Money, and that is the biggest advantage of these machines. One is no more restricted to the bank’s working hours to do basic transactions like drawing cash or checking bank balance etc. And the second biggest benefit is nowadays you can withdraw cash from any bank’s ATM, need not be restricted to your specific bank’s ATM.

After reading this article, your next visit to the ATM will be hassle-free. Ensure safe withdrawal and do remember to count your money and take the card out of the slot before leaving the ATM.

Happy Reading!

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