In this FREE guide,
you will get detailed information like
- Opening & operating a bank account
- Types of deposits for short and long term investment
- Various transaction channels and money remittance services
- Important security guidelines to safeguard your account from fraudsters
- insights on using credit cards, concepts on credit score & much more.
A Complete Guide to Banking Awareness for Beginners
Are you new to the world of banking? Would you like to gain insights into the banking industry, its various sectors in India, and how banks operate to generate profits? Explore how these sectors work in the banking and financial sector through our banking awareness PDF which is a banking book for beginners.
This PDF offers essential knowledge on banking, financial institutions, products and services provided by the bank and more.
You can see various chapters in this free banking awareness PDF, each explaining a certain topic in detail.
Types of Deposits
Wish to understand the basics of bank accounts? Learn in detail about savings, current, loan accounts, FD’s and more in detail.
Banking Transactions
Banks offer their services through various channels which helps them to serve their customers better. Some of its types include Branch Banking, Online Banking, ATM Channels, NEFT, RTGS and more. Dive into some complete insights about all of them in detail through this free banking awareness PDF.
Safety Rules and Guidelines
In this banking awareness PDF, you will learn about the different types of risks involved in operating a bank account.
Security Guidelines for ATM Pins, Identifying fictitious emails and calls, Forged Notes, Ponzi Schemes and more are a few issues that everyone should be aware of. This banking awareness PDF will provide you with exactly what you need to be aware of concerning these and how to handle them if you face one.
Do’s and Dont's of Operating a Bank Account
Various specific guidelines need to be followed while operating in this banking system.
Some of the major do’s include keeping the password safe and simple, maintaining a minimum balance and trying to avoid public networks while net banking.
Some major NOs include not signing any blank cheques, staying away from clinking on any unknown bank links and sharing OTPs.
Read about everything in detail through this banking book PDF free download it from here.
Read the entire e-book and become informed and aware of the banking system.
Download this banking awareness PDF for free now!
You can also check out our blogs explaining the Banking Sector in detail.
Check out our other E-books on stock market and finance as well!
Frequently Asked Questions (FAQ)
1. Is Banking Awareness and Financial Awareness the Same?
No, banking awareness and financial awareness are not the same but are related terms. Financial awareness is the understanding of personal finance like budgeting, savings, investments, and debt management. Banking awareness is the understanding of the banking industry, its operations, institutions, and regulations.
2. How Many Types of Bank Accounts are There in India?
In India, there are various types of bank accounts serving various purposes. These are:
- Savings Account
- Current Account
- Salary Account
- Fixed Deposit Account
- Recurring Deposit Account
- DEMAT Account
- Senior Citizens' Accounts
3. How to Open a Bank Account Online?
- Visit the website of the bank where you want to open your account.
- Find the section dedicated to opening the type of account you want.
- Fill in your application and upload required documents.
- Complete your KYC.
- Review your application details and submit the application online.
4. How to Keep Your Bank Account Secure?
Always use strong passwords and try to change them often. Never share your PIN, OTP, or internet banking details with anyone, even if they claim to be from the bank. Avoid using public Wi-Fi when accessing your bank account online. Regularly check your account statements for any suspicious activity.