Introduction

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Credit Analysis is the core process adopted by any bank in order to understand, evaluate and appreciate about the customer's identity, integrity, financial position, repayment capacity, etc. Day in and day out they have to deal with new customers and before sanctioning any new loans to them, a banker is required to have made detailed study of their customers. Hence it is imperative for every corporate banker to be well conversant with the credit analysis techniques; else their mistakes in the process will be very costly, at times even beyond their manageable position. Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words, It is the evaluation of the ability of a company to honor its financial obligations.

Keeping such necessity in mind, this course has been perfectly designed, so as to provide a platform to bankers to have fall back reference on the critical aspects of Credit Analysis Process. Banking/ Management Consultants can also use this course for equipping themselves to the expectations of the bankers while handling Credit Proposals.

Objective

No prior knowledge is required for taking this course. Only you need to be equipped with PC / Laptop / Tab / Mobile (supporting Android / iOS) to view this course.

This Course has been Structured in self paced Learning Style. Hence you are free to watch the videos at your own time, place and convenience.

Materials used in this Course will enable the participants to understand Credit Analysis Process with utmost clarity.

Topics Covered

• Introduction to Credit Analysis
• Financial Statements Reading Skill
• Analysis of Financial Ratios
• Market Valuation Ratios
• Fund Flow Analysis for Identifying Diversion of Funds
• Cash Flow Analysis for Understanding Cash Generation and Movement
• Types of Business Loans
• Working Capital
• Cash Credit
• Letter of Credit
• Bank Guarantee
• Project Report & Project Viability
• Cost of Project
• Break Even Analysis
• Credit Rating
• Bank Customers Angle

Intended Participants

Perfect for:

• Bankers
• Consultants (Management/Banking/Finance)
• Finance Managers
• Entrepreneurs who are looking for raising funds
• Department Heads
• Chartered Accountant

Summary

• 109 videos
• 6 hours of content