Guidebook on Mutual Funds

A Complete Guide to Mutual Fund PDF

A mutual fund is an investment program that is professionally managed and diversified in its Investments. The process involves professionals using the funds of retail investors to invest in a carefully selected set of investment products to build a diversified portfolio.

This mutual fund PDF will give you a detailed understanding of what mutual funds are, how they work, and what technical understanding is required before making a call to Investing.

If you are looking for a free guide on mutual funds, then this is it. This mutual fund PDF contains various chapters that discuss different topics such as mutual fund basics, types of mutual funds and their types and much more.

Mutual Funds Basics and Their Types

What are mutual funds? How do they work, and what are the different types of mutual funds? Get answers to all such questions in this chapter. Hop in now!

NFO, Offer Documents, Accounting, Taxation, and more!

Scared of this technical jargon? Not anymore! This mutual fund PDF will provide you with detailed information about such complicated jargon, trying to make it as easy as it can be.

Factors to Consider While Choosing a Mutual Fund

Various factors should be considered while choosing to buy mutual funds.

Time Horizon being looked at, Risk Tolerance, Past Performance, Expense Ratio, Profile of Fund Managers, and more.

Anyone looking forward to investing in mutual funds should have the clarity and knowledge about these factors and how they will affect their returns.

Read more about choosing between shares and mutual funds on our platform now!

What is a SIP?

A method of mutual fund investment built for people who prefer periodic investments rather than a big one-time payment.

When you invest a fixed amount monthly, you will receive different units of the mutual fund every month due to changes in the NAV. You will not have to spend more on the same amount of units because of a rise in the NAV, which is a big advantage of choosing a SIP.

This mutual fund PDF will give you a comprehensive Idea of this topic.

There are many more similar topics that have been covered in this mutual fund PDF, including risk involved, fund performance analysis, mutual fund analysis, and more.

Mutual Funds are one of the most popular investment instruments nowadays, and having in-depth knowledge of this is very important before making any decision.

Download this free mutual fund PDF now.

You can also check out our blogs on mutual funds to enhance your knowledge even further.

Check out our other E-books on stock market and finance as well!

Frequently Asked Questions (FAQ)

1. How does a mutual fund work?

Mutual funds pool money from many investors and invest in stocks, bonds, or other assets. A fund manager manages this money. You earn returns from this when the investments do well.

2. Is a mutual fund safe?

Mutual funds are considered relatively safe for long-term investments due to their diversification and professional management, but not risk-free. A diversified portfolio of assets helps to spread risk.

3. Where to open a mutual fund account?

Mutual Fund accounts can be opened both online and offline. Many AMCs have their websites or platforms, like Zerodha, Groww, and Angel One provide a convenient way to open an account. Else, you can also open an account via your bank or financial advisor.

4. Is a mutual fund taxable?

Yes, just like many other things, mutual funds are not tax-free. In equity funds, up to one lakh/year is tax-free, beyond that, a ten percent tax is applicable. In debt funds, tax is based on your income slab.

5. Which mutual fund is best for SIP?

It's best to choose mutual funds that match your financial goals and risk appetite. If you want something with moderate risk, higher risk, or a balanced approach, always review a fund's past performance, expense ratio, and investment strategy before committing to it.