100 FAQ's on Basic Finance

Module Units

• 1. 100 Most Asked Finance Questions
• 2. When and why should you start saving?
• 3. Have you ever thought about how much you should save every month?
• 4. How is investment different from Savings?
• 5. When to start investing? What are the steps in the investment process?
• 6. What care should you take while investing?
• 7. What are various options available for investment?
• 8. What is meant by Interest?
• 9. How Does Inflation Affect Interest Rates?
• 10. What is Simple Interest?
• 11. What is Compound Interest?
• 12. Why 0% is not really 0% in EMI schemes?
• 13. What is Return?
• 14. What is the difference between return and interest?
• 15. What are the types of Asset Classes?
• 16. What is a PAN Card and its importance?
• 17. What are the types of bank accounts in India?
• 18. How to select a suitable savings bank account?
• 19. What is a Credit Rating?
• 20. What is a MAB (monthly average balance) and how does it affect you?
• 21. What is the maximum EMI I can service?
• 22. What is a credit card and how to use it?
• 23. What is credit score (CIBIL score) and importance of credit history?
• 24. Pay off credit card debt or Invest?
• 25. Meaning & usage of NEFT / RTGS / IMPS
• 26. What is a Bond?
• 27. What is a Derivative?
• 28. What is a Mutual Fund?
• 29. Public Provident Fund (PPF)
• 30. Employees Provident Fund (EPF)
• 31. National Savings Certificate (NSC)
• 32. Post Office Monthly Income Scheme (PO MIS)
• 33. Senior Citizen Saving Scheme (SCSS)
• 34. Kisan Vikas Patra (KVP)
• 35. Company Fixed Deposits (FDs)
• 36. RBI Savings Bonds
• 37. Capital Gain Bonds or 54 EC Bonds
• 38. Sukanya Samriddhi Scheme (SSS)
• 39. Non-convertible Debentures (NCDs)
• 40. Coupon Bearing bonds
• 41. Tax-Free Bonds
• 42. New Pension Scheme (NPS)
• 43. Atal Pension Yojana (APY)
• 44. What is meant by a Stock Exchange?
• 45. What is an Index?
• 46. What is a Depository?
• 47. What is Dematerialization and what are the benefits of having a demat account?
• 48. What is an ASBA facility and when can you use it?
• 49. What is meant by Securities?
• 50. Rights Issue Shares
• 51. Bull and Bear markets
• 52. Stock Split & Bonus Shares
• 53. Pay-in and Pay-out & Auction
• 54. Buyback of Shares & Open Offer of shares
• 55. Book-closure/Record date & Ex-Date
• 56. Where to find the stocks related information?
• 57. What makes stock prices go "up" and "down"?
• 58. Dividend & Dividend yield
• 59. What is a Clearing Corporation?
• 60. Rolling Settlement
• 61. How does one decide to buy and sell any equity share?
• 62. What are the various types of the risks once I start trading?
• 63. What is an Overvalued Stock or an Undervalued Stock?
• 64. Explain the terms -selling short and Margin Trading
• 65. What are Circuit filters & trading bands
• 66. What is Insider Trading?
• 67. What are advances and declines?
• 68. How much equity should I have? OR What should your asset allocation be?
• 69. What are the good parameters while selecting a good blue-chip company stock?
• 70. How to analyse whether a new IPO will succeed or not while going forward?
• 71. How to calculate gains on sale of equity funds?
• 72. What does ownership of a company give you?
• 73. How to obtain Annual Report / Quarterly report?
• 74. What are Company Earnings and its importance for an investor?
• 75. What is Financial Planning?
• 76. How do you budget? Is it necessary to have a budget?
• 77. How much emergency fund should I hold?
• 78. How much money should I save towards retirement?
• 79. How to fix timelines for your goals and align them with the proper investment vehicles?
• 80. How many years will it take to double your investment?
• 81. What should you choose - Fixed Deposit OR investment in Stocks?
• 82. Are debt funds better than fixed deposits?
• 83. Should I rent or buy a house?
• 84. Can I afford to buy a house?
• 85. What are the major points to consider while taking a housing loan?
• 86. How many mutual funds should an investor have?
• 87. What should be your ideal mutual fund portfolio?
• 88. What is the difference between dividend and growth options while selecting a mutual fund?
• 89. Which is the best mode to select in mutual funds - monthly, half-yearly or annually?
• 90. How to choose the best investment instrument for your goals?
• 91. What are the charges that I should keep in mind while investing in mutual funds?
• 92. How does the taxation on redemption of SIPs work?
• 93. How are your dividends taxed across shares and mutual funds?
• 94. What are the must know things about family finance?
• 95. What is a Nominee and why is it important to have a nominee?
• 96. What happens to your policy if you discontinue your premiums?
• 97. Explain what is Deposit Insurance?
• 98. Family floater health plan or individual policy – which is a better option?
• 99. How much life insurance should I have?
• 100. Why is life insurance necessary?
• 101. What is health insurance?