How & When to Select Debt Mutual Funds?


Mr. Kirtan Shah

Kirtan Shah is the co-founder and CEO of SRE wealth. Kirtan headed treasury for an NBFC before starting on his own. Kirtan is a guest panelist on personal finance shows for CNBC TV 18, Zee Business, ET now & Bloomberg. Kirtan is an adventure freak, from bungee to sky driving, he will be up for anything Kirtan loves cars & cricket

Mr. Kirtan Shah in Face2Face

Mr. Vivek Bajaj


Mr. Vivek Bajaj

The passion for data, analytics and technology is what makes Vivek Bajaj a financial market survivor. The journey as a market participant started in 2002 when the first trade was executed in the options contract of ITC. Life was simpler and easier during that time. Since then technology and Big data have taken over totally. As an early adapter to the complex tools, Kredent was formed to capitalise on the opportunities. He is co-founder of StockEdge and is committed to bring simplicity in the complex world of market data. He is a Chartered Accountant, Company Secretary and an MBA from IIM Indore. He is a part of various committees of exchanges and regulator and he has been an active contributor in the evolution of Indian Derivatives Market.

About this Face2Face:

Hello dear viewers, we are here with another of your favourite face2face video, which will be on how to and when to select debt mutual funds. Our guest speaker, Mr. Kirtan Shah, will explain the debt market and mutual funds and their various categories with our rocking host Mr. Vivek Bajaj.


It begins with the introduction of our guest, who has been in the finance industry for the past 13 years and is also a CFP. He has done courses in financial engineering and risk management with a graduate degree in Maths and Statistics. He advises and gives training to other investors and traders, which showcases his immense knowledge in this field. He is also the co-founder and CEO of SRE wealth. He has been headed treasury for an NBFC before starting on his own and is a guest panellist on personal finance shows for CNBC TV 18, Zee Business, ET Now & Bloomberg. He also gives information on a fixed income and fixed deposit, which is still not clear to beginners who want to enter this industry.


You will also come across terms like yield curve, yield to maturity, modified duration, and average maturity. Mr. Kirtan Shah simplifies them for a better understanding, which should not be missed out. Mr. Kirtan Shah also demonstrates the technique of investing in funds and receiving the money after maturity according to various calculations. 


The role of the bank, financial institutions, and central and state governments in the whole money market is also discussed. This adds to the background of the topic and provides an understanding of the debt and money market. Borrowers and issuers work together, and they form a work pattern that allows the investors and traders to play their cards. Providing the parameters to select the right fund at the right time and investing the right amount of money with a maximum net return is also explained thoroughly. The usage of coupons and interest rates in bonds and funds and the value after maturity is also a significant part of this video. 


The connection between yield, interest rate, and the economy is also covered by Mr. Kirtan Shah, which plays a major role in the field of bonds, funds, and investments. He also explains the reason behind yield and interest rate being inversely proportional to each other in the market and how it can be handled to reduce losses. It also discusses the part of retail investors and how they can make money through simple techniques.


The mention of the equity market is also necessary for comparing it with the debt market, which is a crucial part of this video. This is a golden chance for beginners who want to know about mutual funds and their selection because  Mr. Kirtan Shah is experienced and skilled in the same. 


Overall this video is a tutorial for people who want to invest in mutual funds, but do not have the basic knowledge or idea about the same.  Mr. Kirtan Shah has taught every aspect in detail with specific points.